Because of the way the IRS (and, recently, the state of Connecticut) tier how Social Security, pensions and long-term capital gains are taxed, it is crucial that each family plan ahead and give careful consideration to where each dollar of retirement cash flow is coming from in order to keep taxes in check.
Not understanding the interplay between your portfolio value, relative ages, financial goals and Social Security strategies could cost you hundreds of thousands of potential revenue over your lifetime.
Research going back as far as 1961 shows that dividends are immaterial, irrelevant and even harmful to the design of a well-diversified portfolio.
Some Social Security filers are missing out on "free" spousal benefits because they didn't take the time to fully analyze their options.
There are so many factors at play when filing for Social Security, it pays (literally) to consider all of them before taking the leap. Hundreds of thousands of dollars may lie in the balance.
The press has been presenting dividend stocks as a viable vehicle for investors looking for income from their portfolio.
What is a lifetime of income really worth today? That depends...